{"id":34725,"date":"2020-10-03T15:38:58","date_gmt":"2020-10-03T12:38:58","guid":{"rendered":"http:\/\/yekvucut.com\/?p=34725"},"modified":"2020-10-03T15:38:58","modified_gmt":"2020-10-03T12:38:58","slug":"dijital-avro-donemi-basliyor","status":"publish","type":"post","link":"https:\/\/yekvucut.com\/utanc-gunlugu\/dijital-avro-donemi-basliyor\/","title":{"rendered":"Dijital avro d\u00f6nemi ba\u015fl\u0131yor"},"content":{"rendered":"

Avrupa Merkez Bankas\u0131 (ECB) y\u00f6netim kurulu \u00fcyesi Fabio Panetta, ECB\u2019nin \u201cgerekli oldu\u011funda ve gerekti\u011fi zaman\u201d banknotlar\u0131 tamamlayacak bir dijital avro \u00e7\u0131karmas\u0131 gerekti\u011fini s\u00f6yledi.<\/p>\n

D\u00fcnyan\u0131n d\u00f6rt bir yan\u0131ndan b\u00fcy\u00fck merkez bankalar\u0131, elektronik \u00f6deme y\u00f6ntemlerine y\u00f6nelik talebi kar\u015f\u0131lamak ve Bitcoin ve Facebook\u2019un Libra\u2019s\u0131 gibi \u00f6zel jetonlarla rekabeti ortadan kald\u0131rmak i\u00e7in para birimlerinin dijital versiyonlar\u0131n\u0131 inceliyor.<\/p>\n

Reuters\u2019a g\u00f6re bir ara\u015ft\u0131rmada ECB, dijital avronun vatanda\u015flar\u0131n nakit paray\u0131 b\u0131rakt\u0131\u011f\u0131, yabanc\u0131 elektronik para bi\u00e7imlerinin devrald\u0131\u011f\u0131 veya di\u011fer \u00f6deme y\u00f6ntemlerinin kullan\u0131lamayaca\u011f\u0131 durumlarda yard\u0131mc\u0131 olabilece\u011fini s\u00f6yledi.<\/p>\n

Panetta, \u00e7al\u0131\u015fmaya e\u015flik eden bir blog g\u00f6nderisinde \u201c\u00c7evremizdeki geli\u015fmeler gerekli k\u0131ld\u0131\u011f\u0131 takdirde dijital bir avro \u00e7\u0131karmaya haz\u0131r olmal\u0131y\u0131z. Bu, \u00e7oktan haz\u0131rlan\u0131yor olmam\u0131z gerekti\u011fi anlam\u0131na geliyor.\u201d<\/p>\n

Banknotlar gibi dijital avro da, sahiplerine merkez bankas\u0131 \u00fczerinde do\u011frudan bir hak talebinde bulunarak kendisini ticari bir bankadaki herhangi bir depozitodan daha g\u00fcvenli hale getirir.<\/p>\n

Ayr\u0131ca bankac\u0131l\u0131k sistemi yerine ister \u00e7evrimi\u00e7i, ister Bluetooth veya \u00f6n \u00f6demeli kartlar arac\u0131l\u0131\u011f\u0131yla kullan\u0131c\u0131lar aras\u0131nda do\u011frudan aktar\u0131labilirler.<\/p>\n

Ancak bu konuda ortaya \u00e7\u0131kan temel endi\u015felerden biri, bu t\u00fcr bir paran\u0131n geleneksel mevduat\u0131n yerini almas\u0131, \u00f6zellikle finansal kriz zamanlar\u0131nda ticari bankalar\u0131n i\u00e7ini bo\u015faltmas\u0131 ve \u00f6zel \u00e7\u00f6z\u00fcmleri ortadan kald\u0131rmas\u0131.<\/p>\n

\u00c7al\u0131\u015fmada ECB, dijital avro cinsinden mevduat\u0131n muhtemelen s\u0131n\u0131rland\u0131r\u0131laca\u011f\u0131n\u0131 ve en az\u0131ndan ECB\u2019nin mevduat faiz oranlar\u0131yla ele al\u0131naca\u011f\u0131n\u0131 s\u00f6yledi. \u015eu anda bu oran \u2013 y\u00fczde 0,5.<\/p>\n

Facebook\u2019un ge\u00e7en y\u0131l resmi para birimleriyle desteklenen bir dijital para sunaca\u011f\u0131n\u0131 duyurmas\u0131, merkez bankalar\u0131n\u0131n para \u00fczerindeki kontrol\u00fcn\u00fc kaybedeceklerinden endi\u015felenmesine neden oldu ve bir\u00e7ok rakip giri\u015fimi tetikledi.<\/p>\n

\u0130sve\u00e7\u2019in Riksbank\u2019\u0131 dijital kronunu aylard\u0131r test ediyor ve\u00a0\u00c7in Merkez Bankas\u0131\u00a0da \u00e7e\u015fitli platformlarda deneme yap\u0131yor.<\/p>\n

Ancak nakit kullan\u0131m\u0131 Almanya ve di\u011fer Avro b\u00f6lgesi \u00fclkelerinde hala yayg\u0131n, bu da olas\u0131 bir merkez bankas\u0131 dijital para biriminin euro b\u00f6lgesinde pek \u00e7ekici olmayabilece\u011fi anlam\u0131na geliyor.<\/p>\n

ABD Federal Rezervi, Japonya Merkez Bankas\u0131 ve \u0130ngiltere Merkez Bankas\u0131; dijital para birimlerinin merkez bankalar\u0131 taraf\u0131ndan \u00e7\u0131kar\u0131lmas\u0131 konusunda temkinli bir tav\u0131r tak\u0131nd\u0131.<\/p>\n

D\u00fczenleyicilerden gelen yo\u011fun tepkilerin ard\u0131ndan Facebook, Libra planlar\u0131n\u0131n \u00f6l\u00e7e\u011fini daraltt\u0131. Art\u0131k bir\u00e7ok para biriminden ziyade ayr\u0131 ulusal para birimleriyle ba\u011flant\u0131l\u0131 olacak ve k\u00fcresel yetkililer taraf\u0131ndan denetlenecek.<\/p>\n","protected":false},"excerpt":{"rendered":"

Avrupa Merkez Bankas\u0131 (ECB) y\u00f6netim kurulu \u00fcyesi Fabio Panetta, ECB\u2019nin \u201cgerekli oldu\u011funda ve gerekti\u011fi zaman\u201d banknotlar\u0131 tamamlayacak bir dijital avro…<\/p>\n","protected":false},"author":4,"featured_media":34726,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4594],"tags":[4240,3800,4241,2449,67],"yoast_head":"\nDijital avro d\u00f6nemi ba\u015fl\u0131yor | Yekvucut<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/yekvucut.com\/utanc-gunlugu\/dijital-avro-donemi-basliyor\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dijital avro d\u00f6nemi ba\u015fl\u0131yor | Yekvucut\" \/>\n<meta property=\"og:description\" content=\"Avrupa Merkez 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